Those who make this mistake will have their retirement age raised to 61
An important warning has been issued for those planning their retirement! Social Security Expert Özgür Erdursun made critical statements for workers who started their insurance between September 9, 1999, and April 30, 2008. What are the retirement conditions for those insured during this period? Here are all the details!
RETIREMENT CONDITIONS: CRITICAL REQUIREMENTS FOR INSURED IN 1999–2008
Turkey's retirement system varies based on the start date of insurance, causing confusion for many workers. According to Expert Özgür Erdursun, the retirement ages and required premium days for women and men who were first insured between 1999 and 2008 are as follows:
Women: Can retire at 58 with 4,500 premium days. Those who complete 7,000 premium days also qualify for retirement at the same age.
Men: Can retire at 60 with 4,500 premium days. Similarly, 7,000 premium days also allow for retirement at this age.
Additionally, 25 years must pass from the start of insurance to qualify for retirement.
DIFFERENCES IN RETIREMENT PAYMENTS
Erdursun highlighted the relationship between the number of premium days and retirement income. “There is a difference in pensions between 4,500 and 7,000 premium days,” he said. Workers paying premiums equal to 2.5 times the minimum wage or more receive higher pensions, whereas those with lower contributions get smaller pensions. Therefore, the number of premium days and the amount paid are crucial.
THIS MISTAKE CAN INCREASE YOUR RETIREMENT AGE
Erdursun also emphasized a critical mistake in retirement planning. Workers who quit their jobs after completing 4,500 premium days and switch to paying voluntary insurance premiums are transferred from SSK status to Bağ-Kur status after 1,260 days. In this case, the conditions for retirement change, and retirement with 4,500 premium days becomes impossible. Under Bağ-Kur rules, 5,400 premium days are required for retirement.
Erdursun noted that the age requirements for partial retirement also change for those making this mistake: the age for women increases to 60, and for men, it rises to 61.
BE CAREFUL WHEN PLANNING YOUR RETIREMENT!
Consider these details when planning your retirement to avoid unpleasant surprises in the future. Pay attention to changes in the social security system and premium regulations to ensure a smoother retirement process.
